<img height="1" width="1" src="https://www.facebook.com/tr?id=189745744856551&amp;ev=PageView &amp;noscript=1">

Alternative Funding

Our experience and knowledge allow us to offer you the most cost-effective funding options available.

Alternative funding gives you control and access to the surplus profits created within your health, dental and weekly indemnity plans. Your choices range from profit participation plans, allowing you to share the surplus, to Administrative Services Only (ASO), leaving all surpluses on your balance sheet. Alternative funding options provide various levels of stop-loss for you to choose from.

Comparing your current plan to these alternative funding options with HMA’s historical analysis, is the best way for us to determine together which one is best suited to your organization.


3G Logo 2016


Check the health of your benefits plan to see if HMA has a solution for you.

Take our Employee Benefits Health Check