Individual Coverage

Individual Coverage

The confidence in knowing that you're covered


overview

Protect yourself from the unexpected

HMA proudly offers a diverse portfolio of individual insurance products designed to help you protect your income and your family from unexpected illness or injury.

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LTD & Critical Illness Coverage

Health & Dental Insurance

Emergency Travel Medical

long term disability

Supplement your income if you’re unable to work

Whether an injury or illness has interrupted your ability to work, supplementing your income is a pivotal piece to protecting your financial security so that you can take the time you need to heal.

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critical illness

Shifting your focus from finances to healthiness

A serious medical diagnosis can have a fathomless impact on your life from all angles. Critical illness coverage helps to lessen the burden of lost income, allowing you to solely focus on taking care of yourself and getting well.

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health & dental

Protection from the rising cost of medical expenses.

Health and dental insurance gives you peace of mind and confidence in knowing that your family and your finances are protected from the rising cost of day-to-day medical expenses like dental procedures, prescription drugs, vision care and more.

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Dental Visits, Prescription Drugs, Unexpected Medical Costs, Chiropractic & Massage

travel medical

The first step to a relaxing vacation

Whether at home or abroad, accidents and unexpected illnesses can happen anywhere. Allow yourself to fully relax when you’re out of the province or country with emergency travel medical.

Many group benefits packages include travel coverage so be sure to check with your provider.

Travel insurance is a small investment to ensure that you’re protected from unexpected medical expenses.

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