Chambers Plan

Stability for small businesses.

The Chambers Plan provides a simple, smart and stable solution for small businesses by combining the accessibility, flexibility and stability of pooled benefits. HMA is proud to be an honoured provider of the Chambers Plan in the Durham Region.

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Why Chambers Plan?

Unmatched stability 

Rates are based on the average of claims from thousands of similar firms, keeping premiums manageable and predictable and providing stability year after year.

A smart solution

The Chambers Plan is a not-for-profit program, meaning that all surpluses stay in the plan which helps lower premiums.

Simple administration

The Chambers Plan offers exclusive advisor support, quick set-up, easy-to-use forms, 48-hour claim processing and simple administration.

Any questions?

  • How does a group benefits plan help me hire and retain employees?

    With the rising cost of medical expenses, health insurance is notably a very important part of a well-rounded compensation package and many employees prioritize companies who offer benefits. According to a 2016 Health Canada survey, 77% of respondents said that they wouldn’t change jobs if the compensation didn’t include health benefits. 

  • How do I balance my budgetary needs while still taking care of my employees?

    You’ve come to the right place. The Chambers Plan is perfectly suited for budget-conscious small businesses just like yours. Because the Chambers Plan operates as a not-for-profit program, all surpluses stay in the plan. Which in turn helps to keep premiums low.

  • Does the Chambers Plan support online claims submission?

    Absolutely! The my-benefits portal offers quick and easy online claims submission for employees, and boasts a 48-hour turnaround time for processing of those claims. 

  • From an HR perspective, is the administration easy?

    Just as there is a my-benefits portal for employees, the same exists for employers. The online administration portal allows for quick and easy calculations of payroll deductions, employee enrollments, plan management and more!

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